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First Home Buyers

There are so many options available now for first Home Buyers. Whilst in the past, there was a vast number of lenders offering 100% & even 105% loans - these are no longer available & traditionally, most lenders now require, a minimum 5% deposit. The 5% deposit required by most of the major lenders, needs to shown as genuine savings over a 3 month period. In addition, with only a 5% deposit, Mortgage Insurance is also required. A popular style of Loans for First Home Buyers is Family Equity - where a family member can offer additional security to negate the requirement of Mortgage Insurance.

There is no short way to tell you which is the best loan you qualify for, but if you contact us, we will do our best, to get you the best, & run through with you, the many varying options available today.

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